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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Real Estate Trivia
Q 
Where will you find the world's largest indoor waterfall?

A 
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble.
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The Kristin Gwaltney Team, REALTOR®, real estate agent and broker for Clarksville TN, Montgomery County TN and Fort Campbell, KY, Tennessee home listings, property and land for sale - NUMBER1EXPERT

Kristin Gwaltney
Kristin Gwaltney Team / Keller Williams Realty

933 Tracy Lane, Suite C
Clarksville, TN 37040
Direct: 931-233-9770
Office: 931-233-9770
Fax: 931-802-8735
KristinGwaltney@NUMBER1EXPERT.com

Kristin Gwaltney was born and raised in Ashland City, Tennessee. Kristin became a Clarksvillian in 1991 when she began college at Austin Peay State University. Upon graduating from Austin Peay State University with a degree in Marketing & Sales, she went into the Nashville Film Industry Producing nationwide commercials as well as working on several public relation pieces and music videos. In 2001 Kristin permanently moved to Clarksville, Tennessee and decided to start her own business in Real Estate and put her marketing & sales skills to work in the local community. In 2004 Kristin & her husband Grayson merged with Crabbe Construction, LLC where their main goal was to build quality homes for the people in their community. “It is my goal to make a difference in every one of my clients home buying and selling experience and give back to the community my family is so proud to be a part of.” Kristin is committed to values of excellence in all areas of her professional and personal life. You and your home will ALWAYS be a priority. Whether buying or selling an existing home, new construction or investment property, her service, professionalism and enthusiasm are second to none!

Equal Housing MLS REALTOR


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