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When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Kristin Gwaltney
Kristin Gwaltney Team / Keller Williams Realty
933 Tracy Lane, Suite C
Clarksville, TN 37040
Direct: 931-233-9770
Office: 931-233-9770
Fax: 931-802-8735
KristinGwaltney@NUMBER1EXPERT.com

Kristin Gwaltney was born and raised in Ashland City, Tennessee. Kristin became a Clarksvillian in 1991 when she began college at Austin Peay State University. Upon graduating from Austin Peay State University with a degree in Marketing & Sales, she went into the Nashville Film Industry Producing nationwide commercials as well as working on several public relation pieces and music videos. In 2001 Kristin permanently moved to Clarksville, Tennessee and decided to start her own business in Real Estate and put her marketing & sales skills to work in the local community. In 2004 Kristin & her husband Grayson merged with Crabbe Construction, LLC where their main goal was to build quality homes for the people in their community. “It is my goal to make a difference in every one of my clients home buying and selling experience and give back to the community my family is so proud to be a part of.” Kristin is committed to values of excellence in all areas of her professional and personal life. You and your home will ALWAYS be a priority. Whether buying or selling an existing home, new construction or investment property, her service, professionalism and enthusiasm are second to none!