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CONGRATULATIONS TO Tamara Fox!!! Tamara earned her ABR designation. We are so proud of her.
The Kristin Gwaltney Team Welcomes You To Clarksville Tennessee, Fort Campbell Kentucky & Oak Grove Kentucky! Our Team Of Real Estate Professionals Specialize In New Homes, Custom Built Homes, High End Luxury Homes, Existing Homes & Investment Properties.  Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Clarksville, Montgomery County and Fort Campbell, KY real estate market in this site. Need Immediate Assistance? Click on our NEW and innovative LIVE SUPPORT help button found on the right side of every page. You will immediately be able to speak to a Kristin Gwaltney Buyer Specialist. If you have a question about one of our listing and would like to speak by phone with one of the Specialist on the Kristin Gwaltney Team, on the right side of the listing press the CLICK-to-CALL button.
Want to build a CUSTOM HOME? No problem. We represent SIX of the TOP BUILDERS in town. Call today and find out just how easy it is to build your own custom home.
Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with CONFIDENCE! We are ranked #2 out of over 700 agents so far in 2009. We not only know the beat of the market we guarantee your privacy will be respected through your real estate process. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Clarksville, Montgomery County and Fort Campbell, KY real estate agents, we have the experience and track record you are looking for. Please let us help. - Kristin Gwaltney
Insurance >Hazard Insurance
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
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What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?
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Real Estate--it goes through cycles, but still has a long-term record of strong investment return. |
 See More Real Estate Trivia > |
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