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When calculating what you can afford in a house, don't just look at the list price. The amount you pay for a house is important when you consider your ability to re-sell the house. Today's mortgage options are increasing the possibilities for home buyers, so you should also take a close look at what it will cost you to live in the house.

Your monthly housing cost is the second figure to consider, and that cost is largely determined by current interest rates. Today's real estate market is very price-driven. Homes which are in the best condition and have the most attractive price tags are the ones that sell.

Diverse financing options and competition among lenders are giving many buyers the opportunity to buy a more expensive house or condo than they thought they could afford--and sooner. There are many creative ways to get into a home with a relatively small amount of money. Ask your real estate agent to help you look at today's numbers--you may be pleasantly surprised.

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Kristin Gwaltney
Kristin Gwaltney Team / Keller Williams Realty
933 Tracy Lane, Suite C
Clarksville, TN 37040
Direct: 931-233-9770
Office: 931-233-9770
Fax: 931-802-8735
KristinGwaltney@NUMBER1EXPERT.com

Kristin Gwaltney was born and raised in Ashland City, Tennessee. Kristin became a Clarksvillian in 1991 when she began college at Austin Peay State University. Upon graduating from Austin Peay State University with a degree in Marketing & Sales, she went into the Nashville Film Industry Producing nationwide commercials as well as working on several public relation pieces and music videos. In 2001 Kristin permanently moved to Clarksville, Tennessee and decided to start her own business in Real Estate and put her marketing & sales skills to work in the local community. In 2004 Kristin & her husband Grayson merged with Crabbe Construction, LLC where their main goal was to build quality homes for the people in their community. “It is my goal to make a difference in every one of my clients home buying and selling experience and give back to the community my family is so proud to be a part of.” Kristin is committed to values of excellence in all areas of her professional and personal life. You and your home will ALWAYS be a priority. Whether buying or selling an existing home, new construction or investment property, her service, professionalism and enthusiasm are second to none!